If you own a home, it’s your job to keep it in shape and protect your investment. There are some things you can do to put your house in order before the bad winter weather sets in and makes it too difficult. Not only will you be protecting your home, but in some cases, you’ll be saving money on your insurance and protecting your family too.
First off you can install an alarm system. Break ins are always a risk regardless of what time of the year it is. Recently, porch theft has become an issue, especially during the holiday season. Installing an alarm system with cameras can help safeguard against these types of crimes. In addition, installing these systems will save you significantly on insurance, sometimes up to 15%.
Keeping your rain gutters clean and clear of obstructions can save you from having a roof leak. If your gutters can’t drain properly, the excess water can soak through shingles and eventually start leaking into your home. How many times you should inspect your rain gutters depends on the region of the country you live in. Generally, twice a year is a good rule of thumb.
There are many new home automation products that can save you a lot of money on energy costs. Smart thermostats can save as much as 12% on heating costs. Also, smart devices sometimes come with insurance discounts.
Even though winter is the colder and wetter time of year it’s also a time of greater fire risk. In fact, more fire deaths occur in December, January, February and March than in any other months of the year. Increased use of heaters is partly to blame, and it’s also partly because of all the family gatherings.
You can minimize the risks by;
- Keeping fire extinguishers handy
- Testing your fire alarms regularly
- Making sure candles are kept away from flammable items
Keeping your home and family safe is important, and it can save you money too.