Each state has its own laws when it comes to cars and safety. Over all the laws are very similar, but sometimes they can differ slightly from state to state. Car insurance is an area where there are certainly differences from state to state. Here are some facts about the civil code in California and how it applies to car insurance.
If you’re in an accident that wasn’t your fault there are a lot of things you can be covered for, but pain and suffering isn’t one of them. Your car may get car repaired or replaced, and your medical bills may be payed, but if you’re looking to get compensated for things like pain and suffering, you may be out of luck. California Civil Code Section 3333.4 states that uninsured drivers are not permitted to collect on any non-monetary damages except under very special circumstances.
There are time limits for filing a suit related to an accident you had. California’s Code of Civil Procedure states, you only have two years from the date of the accident to file any bodily injury suit against the other involved party or parties. The clock starts ticking the day of the accident and days tend to fly by so mind the time.
It may seem obvious but some people still aren’t aware, or don’t care that if they give alcohol to a person who is not of legal drinking age and they are later involved in a car accident, the person who gave the alcohol may be held liable. Under Civil Code Section 1714, it is a willful act of negligence to give alcohol to minors, and offenders will be prosecuted accordingly.
In California, the Vehicle Code states that you can only leave your door open for as long as it takes to get in in out of the vehicle. So next time you’re parked along the roadside, make sure your doors are closed at all times or you may be liable if something bad happens.